AIA Hong Kong & Macau has launched its new "On Your Side" Critical Illness Protection Series products, offering customers flexible and caring health protection solutions tailored to the diverse needs across different life stages.
The On Your Side Insurance Plan 2 / On Your Side Insurance Plan 2 – First Gift (collectively referred as "On Your Side Insurance Plan 2 series") covers 115 diseases, including critical illnesses, early stage critical illnesses and severe child diseases and provides up to 10 additional claims in total for designated diseases, with the maximum total benefit reaching up to 1,100% of the Initial Sum Assured, helping customers face long-term health challenges with greater confidence.
To better meet the protection needs of children, the First Gift edition has been further enhanced with first-in-market* benefits, including Waiver of Premium for Down Syndrome and Cord Blood Stem Cell Transfusion Benefit, offering families more extensive coverage.
The series also introduces a first-in-market Top-up Premium Payment Option11 and Top-up Premium Protector, allowing customers to choose a premium payment option according to their own financial situation at the time of application, thereby enhancing financial flexibility.
To further support the insured during critical illness treatment, AIA extends a suite of value-added services to its critical illness insurance products for the first time, including Hong Kong insurance industry-first Care Concierge and One-Stop Oncology Service, offering multi-faceted health support to help customers navigate their treatment journey with peace of mind.
For budget-conscious customers seeking basic critical illness protection, AIA introduces the Essence – On Your Side Insurance Plan. This plan covers 58 critical illnesses and provides the Big 3 Critical Illness Shield Benefit, which includes a one-time additional claim for cancer, heart attack or stroke.
In addition, additional payment up to 40% of the Initial Sum Assured will be paid as the Prime Age Critical Illness Extra Coverage Booster when the Critical Illness Benefit or Big 3 Critical Illness Shield Benefit is paid during the Designated Period, providing stronger support for the insured during their prime years.