AIA Hong Kong has introduced its GlobalFlexi Savings Insurance Plan, aimed at customers looking for long-term wealth growth and financial flexibility.
Key features of the GlobalFlexi Savings Insurance Plan include:
- A projected break-even period as short as seven years, with a competitive projected internal rate of return (IRR) of up to 6.5% by the end of the 30th policy year;
- A Flexi Withdrawal Option that enables customers to withdraw policy values regularly as needed and designate a loved one as the recipient;
- A Value Safeguard Option that allows customers to withdraw and transfer cash value while earning non-guaranteed interest, providing liquidity for near-term life goals;
- A Currency Exchange Option enables policyholders to switch among nine different currencies, facilitating diversified asset allocation; and
- A Health Impairment Option that provides financial protection and policy ownership transfer arrangements if the policyholder loses capacity due to a mental issue or a specified illness including Apallic Syndrome and Coma, ensuring financial stability for the family.
Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, said, “At every stage of life, financial resilience is key to empowering individuals to pursue their aspirations and confidently navigate unforeseen challenges.
“For example, many parents aspire to support their children in studying abroad at prestigious universities – a goal that often involves significant financial commitments and uncertainties, such as exchange rate fluctuations.
“Prudent planning and choosing a flexible wealth solution are therefore essential. AIA understands these evolving needs, which is why we have introduced the new GlobalFlexi Savings Insurance Plan. Thoughtfully designed, it empowers customers with financial clarity and provides peace of mind for their loved ones.”