Generali Hong Kong has launched LionAchiever Elite (the Plan), a new whole life savings and life insurance plan that offers customers high potential returns with a short two-year premium payment term, while also providing all-in-one legacy planning.
Designed to support both wealth accumulation and legacy planning, the plan empowers customers to achieve their financial goals and take control of how their legacy is preserved and passed on.
With a premium payment term of just two years, LionAchiever Elite provides an accessible solution for customers to grow their wealth with minimal ongoing commitment.
The plan offers high potential returns and early breakeven as early as the third policy year.
By the 10th policy year, it reaches a projected internal rate of return of up to 5.03% per annum, making it a powerful solution for customers looking to grow their wealth with a shorter commitment period.
In addition to wealth growth, the Plan provides comprehensive legacy planning solutions that support seamless wealth transfer across generations.
These include the Death Benefit Payment Option, Policy Split Option, and Policy Custodian Option, allowing customers to tailor how their wealth is passed on through a single, integrated solution that gives them greater flexibility and control.
Mr Ronald Tse, Chief Insurance Officer, Generali Hong Kong, said, "LionAchiever Elite is designed for customers who want more control over their wealth, not just in how they grow it, but also in how they transfer it to future generations. With flexible, all-in-one legacy planning solutions and a short two-year premium term, the plan empowers our customers to plan ahead with clarity, confidence, and peace of mind."
LionAchiever Elite's key features include:
- Short premium payment term of two years with high potential returns and early breakeven;
- Flexible death benefit settlement – choose lump sum, monthly instalments, partial or deferred payment for each beneficiary;
- Policy Split Option – pre-arrange to split the policy automatically among beneficiaries upon the insured's death; and
- Policy Custodian Option – nominate a trusted person to manage the policy temporarily when the policyholder passes away until the successor is ready.